Annandale State Bank                                 Clearwater Branch

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Consumer Accounts

Free Checking:

No minimum balance

No monthly service fee

Unlimited check writing privileges

Free Safekeeping of Checks

Non Interest Bearing

$1 per withdrawal at non ASB ATMs

NSF - $25.00 /item

Check Card - $2.25 /month (Checking reserve included)

Checking Reserve* $25.00 annual (if no check card)

Primary Checking:

$100 minimum balance required

$1 monthly maintenance fee

$3 additional monthly fee if balance falls below $300 on any day during the stmt cycle

Unlimited check writing privileges

Free Safekeeping of Checks

Non Interest Bearing

$1 per withdrawal at non ASB ATMs

NSF - $25.00 /item

Check Card - $1.25 /stmt cycle; if used less than 3 times per statement cycle

Checking Reserve* $15.00 annual (if no check card)

Prime Checking:

(Must have combined account ledger balances of $2,500 or more in any combination of accounts to qualify)

$300 minimum balance required

$2 monthly maintenance fee

$3 additional monthly fee if balance falls below $300 on any day during the stmt cycle

Unlimited check writing privileges

Free ATM withdrawals at all ATMs

Free Safekeeping of Checks

Free Checking Reserve* available

NSF - $15.00 /item

Check Card - $1.25 /month if used less than 3 times per statement cycle

Prime plus Checking:

(Must have combined account ledger balances of $2,500 or more in any combination of accounts to qualify)

$1,000 minimum balance required

$10 /month if balance falls below $1,000 any day during the stmt cycle

Interest paid monthly

Unlimited check writing privileges

Free ATM withdrawals at all ATMs

Free Safekeeping of Checks

Free Checking Reserve* available

NSF - $15.00 /item

Check Card - $1.25 /month if used less than 3 times per stmt cycle

Classic Gold Checking:

(Must have combined account ledger balance of $5,000 or more in any combination of accounts and must be 55 years of age or older to qualify ($10.00 per month fee applies if combined ledger balance falls below $5,000)

No minimum balance

Free Safekeeping of Checks

Free Checking Reserve* available

Free travelers and cashiers checks

Free ATM transactions at all ATMs

25% Discount on Safe Deposit Box

$5.00 Opening Deposit for New Grandchild

Interest paid monthly

NSF - $15.00 /item

Check Card – 1.25 /month if used less than 3 times per stmt cycle

Preferred status on all Club Sponsored trips and events

Choice of one of the following items:

^^^^Free returned checks in statement or

^^^^Free "Classic Gold" Checks

 *Checking Reserve is a protection line of credit connected to your account to cover should your account go below zero.

Additional Consumer Account Fees and Features:

       Free ATM Card available on all accounts

       Free Online Banking available

       Checks Images Returned in Statement:                                                                                                     $5 /month for Free Checking        $3 /month for all other account

       $5 Annual Fee for the added security of our Photo Check Card

       ATM/Check Card Replacement fee $5.00

       ATM/Check Card Pin Reissue fee $3.00

       Stop Payment Orders $10 per item

       Multiple Signatures Required $3 /month fee 

 

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Copyright © 2004 Annandale State Bank
Last modified: 09/24/07