CONSUMER product

Consumer Checking

Our checking products provide standard features and offer special options to enhance your checking ability. All of our checking products accommodate check writing, debit card use, direct deposits and online banking.

    Free Checking   Primary Checking   Prime* Checking   Prime Plus* Checking   Classic Gold** Checking
Minimum Opening  Deposit   $100   $100   $100   $100   $100
Minimum Balance Requirements       $100 to avoid $3 fee per statement cycle   $300 to avoid $3 fee per statement cycle   $1,000 to avoid $10 fee per statement cycle    
Maintenance Fee       $1 per Month   $2 per Month        
Check Card Fee   $2.25 per stmt cycle   Use card 3 times or more each statement cycle to avoid $1.25 fee   Use card 3 times or more each statement cycle to avoid $1.25 fee   Use card 3 times or more each statement cycle to avoid $1.25 fee   Use card 3 times or more each statement cycle to avoid $1.25 fee
Non-ASB ATM Withdrawal Fee   $1 per withdrawal   $1 per withdrawal            
Interest Bearing               Yes   Yes
NSF Fee   $25 per item   $25 per item   $15 per item   $15 per item   $15 per item
Checking Reserve Fee***   $25 per year without check card   $15 per year without check card            

*Combined account balances of $2,500 or more in any combination of ASB accounts required to qualify.
**Combined account balances of $5,000 or more in any combination of ASB accounts and must be 55 years of age or older to qualify.
***Checking Reserve is a line of credit used for overdraft protection and is available only to those who qualify.

 

For more information, please contact us.